Wells Fargo Lively Money Card Evaluation

Limitless 2% money rewards — Cardholders earn an infinite 2% money rewards on purchases, with no classes to activate or earnings limits to trace.

There are different playing cards that supply increased money again charges on sure classes, and whereas they are often price it, they do require extra effort. They usually usually are additionally topic to a cap and restricted in what purchases they apply to. The Wells Fargo Lively Money® Card is ideal for somebody that desires an easy-to-use card that also gives excessive rewards: you’ll earn a best-in-class flat rewards immediately in your purchases — with no limits or hoops to leap by means of.

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$200 money rewards sign-up bonus — New Wells Fargo Lively Money® Card holders can earn a $200 money rewards sign-up bonus for spending simply $1,000 in purchases within the first three months. Not solely is that this a really aggressive sign-up bonus for a card with no annual payment, however it’s additionally one of many issues that units this Wells Fargo bank card other than different 2% again playing cards. I’ve but to return throughout one other card with 2% limitless money rewards that additionally has a sign-up bonus.

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15-month 0% APR intro supply — New cardholders can take pleasure in 0% intro APR on each new purchases and eligible stability transfers for a full 15 months. That is an excellent supply, even when in comparison with playing cards marketed only for a 0% intro APR. It implies that this card will can help you keep away from curiosity on purchases and stability transfers into 2023!

Remember that stability transfers should be made inside the first 120 days to qualify for a diminished rate of interest and a decrease stability switch payment.

No annual payment — In lots of circumstances, excessive rewards charges imply excessive annual charges. Not with the Wells Fargo Lively Money® Card, which sports activities a $0 annual payment.

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Cellular phone safety — With the value of a typical cellphone within the a whole bunch of {dollars}, having some type of insurance coverage is a good suggestion. With this Wells Fargo card, you may get built-in cellphone safety of as much as $600 simply by paying your cellphone invoice together with your card. Protection is topic to a $25 deductible.

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